# Firleaf Lending Group > Firleaf Lending Group is a small-business funding broker at 436 Spring Alley, Bowling Green, KY 42101 (phone (270) 364-2504). It helps businesses in Bowling Green, KY; Franklin, KY; Morgantown, KY; Scottsville, KY and across Warren County, Kentucky, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Firleaf Lending Group connects you with lending partners; partners make credit decisions and set rates and terms. Firleaf Lending Group is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Firleaf Lending Group does not arrange personal, payday, auto title, mortgage or SBA loans, offers no grants, does not take agriculture or trucking requests, and is located in Bowling Green, Kentucky (not Bowling Green, Ohio, Virginia, Missouri or Florida). Key facts: - Business type: small-business funding broker (not a lender) - Address: 436 Spring Alley, Bowling Green, KY 42101, United States - Phone: (270) 364-2504 - Apply: https://firleaflendinggroup.com/apply/ - Service area: Bowling Green, KY; Franklin, KY; Morgantown, KY; Scottsville, KY and all of Warren County, Kentucky - Language: English ## Funding options - [Compare Business Funding Options in Bowling Green, KY](https://firleaflendinggroup.com/business-loans/): Firleaf Lending Group, a small-business funding broker in Bowling Green, Kentucky, compares six options here: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances. The table shows how each is repaid, typical uses and what lending partners review; partners alone decide and set rates and terms. - [Working Capital Financing in Bowling Green, KY: Options for Warren County, KY Businesses](https://firleaflendinggroup.com/business-loans/working-capital/): Firleaf Lending Group, a small-business funding broker in Bowling Green, Kentucky, arranges working capital requests with lending partners. Working capital financing is short-term money for payroll, supplier bills and slow receivables, usually repaid on a fixed schedule from incoming revenue. Partners set the amount, rate and term after reviewing the business. - [Business Term Loans in Bowling Green, KY: Options for Warren County, KY Businesses](https://firleaflendinggroup.com/business-loans/term-loans/): Firleaf Lending Group, a small-business funding broker in Bowling Green, Kentucky, brings business term loan requests to lending partners. A term loan delivers a single amount that is repaid in scheduled installments over a fixed term, and suits expansion, build-outs and purchases. Partners alone approve requests and set the rate, term and collateral. - [Business Lines of Credit in Bowling Green, KY: Options for Warren County, KY Businesses](https://firleaflendinggroup.com/business-loans/line-of-credit/): Firleaf Lending Group, a small-business funding broker in Bowling Green, Kentucky, presents line of credit requests to lending partners. A business line of credit sets a borrowing limit; you draw what you need, pay interest only on the drawn balance, and in a revolving line regain the limit as you repay. The limit, the rate and every term are the partner's call. - [Inventory Financing in Bowling Green, KY: Options for Warren County, KY Businesses](https://firleaflendinggroup.com/business-loans/inventory-financing/): Firleaf Lending Group, a small-business funding broker in Bowling Green, Kentucky, takes inventory financing requests to lending partners. Inventory financing funds stock bought ahead of sales and is usually secured by that stock; it is paid down as the goods sell. Partners decide whether to fund, how much of the inventory value they will advance, and the rate and terms. - [Equipment Financing and Leasing in Bowling Green, KY: Options for Warren County, KY Businesses](https://firleaflendinggroup.com/equipment-financing/): Firleaf Lending Group, a small-business funding broker in Bowling Green, Kentucky, takes equipment financing requests to lending partners. Equipment financing funds the purchase or lease of business equipment, with the equipment itself usually securing the deal, and is repaid in installments or lease payments. Partners decide, value the equipment and set the rate and terms. - [Merchant Cash Advances in Bowling Green, KY: Options for Warren County, KY Businesses](https://firleaflendinggroup.com/merchant-cash-advance/): Firleaf Lending Group, a small-business funding broker in Bowling Green, Kentucky, explains merchant cash advances and can present a request to funders. A merchant cash advance is not a loan: the funder buys a portion of future receipts and collects it through a holdback on sales. The factor rate, the holdback and the rest of the contract come from the funder. ## Industries - [Business Financing by Industry in Bowling Green, KY](https://firleaflendinggroup.com/industries/): Firleaf Lending Group, a small-business funding broker in Bowling Green, Kentucky, works with four sectors its lending partners cover: construction, restaurants, medical and dental practices, and retail and wholesale. This page summarizes each sector's Warren County Census figures and the funding options that usually fit. Partners make the decision and price it. - [Contractor and Construction Financing in Bowling Green, KY: Options for Warren County, KY Businesses](https://firleaflendinggroup.com/industries/construction/): Firleaf Lending Group, a small-business funding broker in Bowling Green, Kentucky, brings contractor financing requests to lending partners. Warren County had 265 construction employers in 2023 (Census CBP), most of them small. Credit lines, working capital and equipment financing are the usual fits; partners decide and set rates and terms. - [Restaurant and Food Service Financing in Bowling Green, KY: Options for Warren County, KY Businesses](https://firleaflendinggroup.com/industries/restaurants/): Firleaf Lending Group, a small-business funding broker in Bowling Green, Kentucky, presents restaurant financing requests to lending partners. Warren County had 282 food service and drinking place employers in 2023 with 7,001 paid employees (Census CBP). Equipment financing and working capital are common fits; partners decide and set rates and terms. - [Medical and Dental Practice Financing in Bowling Green, KY: Options for Warren County, KY Businesses](https://firleaflendinggroup.com/industries/medical-dental/): Firleaf Lending Group, a small-business funding broker in Bowling Green, Kentucky, takes medical and dental practice financing requests to lending partners. Warren County had 89 physician offices and 59 dental offices with employees in 2023 (Census CBP). Equipment financing and working capital are common fits; partners decide and set rates and terms. ## Guides and calculators - [Business Funding Guides and Calculators for Bowling Green, KY Owners](https://firleaflendinggroup.com/resources/): Firleaf Lending Group, a small-business funding broker in Bowling Green, Kentucky, publishes these guides for Warren County owners: a Kentucky loan checklist, occupational license and tax records, zoning and permits, the Kentucky annual report, local free help and a mini excavator payment calculator. Decisions and pricing rest with lending partners alone. - [How to Get a Business Loan in Kentucky: A Bowling Green, KY and Warren County, KY Checklist](https://firleaflendinggroup.com/resources/how-to-get-a-business-loan-in-kentucky/): Firleaf Lending Group, a small-business funding broker in Bowling Green, Kentucky, wrote this checklist for Warren County owners preparing a business loan request: define the purpose, gather records, confirm Kentucky and local standing, check credit, know your collateral and compare offers. Credit decisions and pricing stay with the lending partners. - [Bowling Green, Kentucky Occupational License and Warren County, KY Occupational Tax: A Checklist](https://firleaflendinggroup.com/resources/bowling-green-ky-occupational-license-and-tax/): Firleaf Lending Group, a small-business funding broker in Bowling Green, Kentucky, wrote this checklist for owners gathering Bowling Green, KY occupational license and Warren County, KY occupational tax records before a funding request. It explains which records to collect and which questions to put to the city and county offices; it does not give tax or legal advice. - [Free Small Business Help in Bowling Green, KY and Warren County, Kentucky](https://firleaflendinggroup.com/resources/warren-county-ky-small-business-resources/): Firleaf Lending Group, a small-business funding broker in Bowling Green, Kentucky, put together this guide to free small business help for Warren County owners: advising centers, the chamber, economic development and county offices, plus a list of what to bring. Firleaf is not affiliated with any of them and lending partners alone make credit decisions. - [Kentucky Annual Report and the One Stop Business Portal: Keep Records Current Before Funding](https://firleaflendinggroup.com/resources/kentucky-annual-report-and-one-stop-portal/): Firleaf Lending Group, a small-business funding broker in Bowling Green, Kentucky, wrote this guide for Warren County owners whose businesses are Kentucky LLCs or corporations. It covers what owners search for about the Kentucky annual report and the One Stop business portal, why partners check entity records, and how to line them up before a funding request. - [Bowling Green, Kentucky Planning, Zoning and Building Permits: What to Check Before You Build Out](https://firleaflendinggroup.com/resources/bowling-green-ky-zoning-and-building-permits/): Firleaf Lending Group, a small-business funding broker in Bowling Green, Kentucky, wrote this checklist for owners planning a lease, build-out or heavy equipment installation in Bowling Green, KY or Warren County, KY. It lists what to confirm about jurisdiction, zoning, permits and the lease before funding, and how the permit timeline lines up with a request. - [Mini Excavator and Earthmoving Equipment Payment Calculator for Bowling Green, KY Contractors](https://firleaflendinggroup.com/resources/mini-excavator-payment-calculator/): This mini excavator payment calculator works out the monthly payment and the total cost, including the down payment, of financing a machine from its price, down payment, interest rate and term. Firleaf Lending Group, a small-business funding broker in Bowling Green, Kentucky, provides it for Warren County contractors as illustrative arithmetic, not an offer or an estimate of terms. ## Areas served - [Business Funding in Bowling Green, KY: Warren County, KY Facts and Local Help](https://firleaflendinggroup.com/bowling-green-ky/): Firleaf Lending Group, a small-business funding broker in Bowling Green, Kentucky, works with Warren County owners by phone and online. The county had 3,076 employer establishments in 2023, 45.1 percent with fewer than five employees, led by retail trade with 515 (Census CBP). The credit decision, the rate and the terms belong to lending partners alone. - [Communities We Serve in Warren County, KY and Nearby](https://firleaflendinggroup.com/service-areas/): Firleaf Lending Group, a small-business funding broker in Bowling Green, Kentucky, works with owners across Warren County and in nearby towns such as Franklin, Morgantown and Scottsville. There is one office address; requests run by phone and online. Credit decisions, rates and terms all rest with lending partners. - [Business Funding for Franklin, KY Businesses](https://firleaflendinggroup.com/service-areas/franklin-ky/): Firleaf Lending Group, a small-business funding broker in Bowling Green, Kentucky, works with Franklin, KY owners by phone and online. ZIP 42134, which contains all of Franklin, had 389 employer establishments in 2023, led by retail trade with 70 and food service with 57 (Census ZBP). Approval, the rate and each term are left to the lending partner. - [Business Funding for Morgantown, KY Businesses](https://firleaflendinggroup.com/service-areas/morgantown-ky/): Firleaf Lending Group, a small-business funding broker in Bowling Green, Kentucky, works with Morgantown, KY owners by phone and online. ZIP 42261, which contains Morgantown, had 174 employer establishments in 2023, and 58.0 percent had fewer than five employees (Census ZBP). Approval, the rate and each term are left to the lending partner. - [Business Funding for Scottsville, KY Businesses](https://firleaflendinggroup.com/service-areas/scottsville-ky/): Firleaf Lending Group, a small-business funding broker in Bowling Green, Kentucky, works with Scottsville, KY owners by phone and online. ZIP 42164, which contains Scottsville, had 238 employer establishments in 2023, led by retail trade with 49; 73.9 percent of its construction employers had fewer than five people (Census ZBP). Partners alone decide and set rates and terms. ## Company - [Business Funding Broker in Bowling Green, KY: Six Options, One Request](https://firleaflendinggroup.com/): Firleaf Lending Group, a small-business funding broker in Bowling Green, Kentucky, lends none of its own money. From 436 Spring Alley it helps Warren County owners compare six funding options and presents each request to lending partners, which approve or decline it and set every rate and term. Call (270) 364-2504 to start. - [How Business Funding Works With a Bowling Green, KY Broker](https://firleaflendinggroup.com/how-it-works/): Firleaf Lending Group, a small-business funding broker in Bowling Green, Kentucky, takes each request through four steps: a first conversation, choosing the option, a lending partner's review, and comparing any offer. Partners make every credit decision and set rates and terms; the business decides whether to accept. - [Business Funding Questions From Bowling Green, KY Owners](https://firleaflendinggroup.com/faq/): Firleaf Lending Group, a small-business funding broker in Bowling Green, Kentucky, answers common owner questions here: what a broker does, which option suits which cost, what applying involves, and local Kentucky records questions. Every yes, no, rate and term on a request comes from a lending partner. - [Request Business Funding Options in Bowling Green, KY](https://firleaflendinggroup.com/apply/): Firleaf Lending Group, a small-business funding broker in Bowling Green, Kentucky, starts each request with a short form: full name, email, phone and business name, ranges for time in business, annual revenue and amount requested, and a consent checkbox. We then call to ask what the money is for. Every yes, no, rate and term on a request comes from a lending partner. - [About Firleaf Lending Group, a Business Funding Broker in Bowling Green, KY](https://firleaflendinggroup.com/about/): Firleaf Lending Group, a small-business funding broker in Bowling Green, Kentucky, helps owners compare six funding options and takes each request to lending partners. It lends no money and makes no credit decisions; partners decide and set rates and terms. The listed address is 436 Spring Alley, Bowling Green, KY 42101. - [Contact Firleaf Lending Group in Bowling Green, KY](https://firleaflendinggroup.com/contact/): Firleaf Lending Group, a small-business funding broker in Bowling Green, Kentucky, can be reached at (270) 364-2504 or through the request form. The listed address is 436 Spring Alley, Bowling Green, KY 42101. Credit decisions, rates and terms all rest with lending partners. - [Broker Disclosures for Firleaf Lending Group, Bowling Green, KY](https://firleaflendinggroup.com/disclosures/): Firleaf Lending Group, a small-business funding broker in Bowling Green, Kentucky, is a broker, not a lender. It presents business funding requests to lending partners, which make every credit decision and set rates and terms. A merchant cash advance is not a loan. Points that need legal review are listed here for counsel. ## Optional - [Full text of every page](https://firleaflendinggroup.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://firleaflendinggroup.com/sitemap.xml)