Firleaf Lending Group, a small-business funding broker in Bowling Green, Kentucky, answers common owner questions here: what a broker does, which option suits which cost, what applying involves, and local Kentucky records questions. Every yes, no, rate and term on a request comes from a lending partner.
About Firleaf Lending Group
Is Firleaf a lender?
No. Firleaf Lending Group is a broker, not a lender, whatever the name suggests.
Where is Firleaf?
At 436 Spring Alley, Bowling Green, KY 42101. Most requests are handled by phone and email.
Does Firleaf arrange consumer loans?
No. Only business funding. Personal, payday, title and home loans are not arranged here.
Which businesses does Firleaf not work with?
Agriculture and trucking requests are outside what Firleaf handles.
Choosing funding
Can a Bowling Green, KY owner use funding to pay themselves?
Partners expect the money to serve the business itself. Paying yourself a normal salary through payroll is a business expense; taking a large draw from borrowed money is something partners look at closely. Ask your accountant first.
Is a personal loan a sensible way to fund a Kentucky business?
A personal loan puts the debt in your own name and on your own credit. Business funding keeps the obligation with the business, though partners may still ask for a personal guarantee.
Can a Kentucky LLC apply for business funding?
Yes. LLCs, corporations and sole proprietors can all apply. Partners check that the entity is in good standing with the state.
Is a merchant cash advance a loan in Kentucky?
No. A merchant cash advance is not a loan; see the merchant cash advance page.
Applying
What does the form ask?
Full name, email, phone and business name, three drop-downs (how long you have been trading, an annual revenue range, the amount you need) and one consent box. The purpose comes up on our callback, not on the form.
Does contacting Firleaf affect my credit?
Talking to us does not. A partner may check credit during its review; ask the partner how it does so.
Will I be approved?
That is the partner's decision alone. Nobody can promise approval in advance.
What happens after I call?
The four steps explain it.
Local and Kentucky questions
Do I need my occupational license records ready?
Partners may check that a business is in good standing locally. The guides page links a Bowling Green, KY occupational license records checklist.
Do you work with businesses outside Warren County, KY?
Yes. Owners in nearby Kentucky towns such as Franklin, Morgantown and Scottsville can reach us by phone and online.
By Firleaf Lending Group · Updated