Firleaf Lending Group, a small-business funding broker in Bowling Green, Kentucky, works with four sectors its lending partners cover: construction, restaurants, medical and dental practices, and retail and wholesale. This page summarizes each sector's Warren County Census figures and the funding options that usually fit. Partners make the decision and price it.
Warren County, KY employers by sector
Of Warren County's 3,076 employer establishments in 2023, retail trade had 515, health care and social assistance 422, accommodation and food services 318 and construction 265 (U.S. Census Bureau, County Business Patterns 2023). Manufacturing had the largest payroll but is not a sector Firleaf's partners are confirmed for.
| Sector | Where the gap comes from | Options that often fit |
|---|---|---|
| Construction | Materials and crews paid before draws | Working capital, credit lines, equipment |
| Restaurants | Weekly payroll, kitchen equipment | Equipment financing, working capital |
| Medical and dental | Claims paid weeks after care | Equipment financing, working capital |
| Retail and wholesale | Stock bought before it sells | Inventory financing, credit lines |
Contractors and the building trades
265 construction employers and 1,464 no-payroll construction businesses (CBP 2023; NES 2024, separate programs). Contractor financing in Bowling Green, KY covers draws, retainage and machines.
Restaurants and food service
282 food service and drinking place employers, with 7,001 paid employees (CBP 2023). Restaurant financing covers kitchens, coolers and payroll weeks.
Medical and dental practices
292 ambulatory health care employers, including 89 physician offices and 59 dental offices (CBP 2023). Medical and dental practice financing covers chairs, imaging and suites.
Retailers and wholesalers
Retail is the county's largest sector by establishments (515), with 157 wholesale employers alongside it (CBP 2023). Stock bought ahead of sales is the usual need; inventory financing explains how goods secure the funding.
Businesses outside these four sectors
Firleaf does not take agriculture or trucking requests. For other sectors, call and ask; the county figures show the full local mix.
By Firleaf Lending Group · Updated